insurance prices

[ANDREW]

OK so im going to be 16 soon and i am planing on driving my spree i live in Canada and here the Honda spree is not considered a moped it is a LSM (limited speed motorcycle) and i am wondering how much you guys think it will be to insure it without collision because i know it is cheaper without it. i am asking you guys because the insurance company will not give me a quote and i have tried the online free quotes but they don't work with bikes older then 1993 so if you guys could give me a rough estimate that would be great.
p.s..... sorry for the bad spelling

[devenex]

Here in Oregon my spree costs $75 US for a year. I don't know how comparable rates are between our regions, but I cannot imagine it being much more than this.

[oliveskate]

I just turned 17 and I live in Canada also

I pay $86 a year and I got collision on mine. That's it.
I live in Alberta, so might give you a good price.

[ANDREW]

wow thats cheap but insurance is cheaper in Alberta.

[oliveskate]

wow thats cheap but insurance is cheaper in Alberta.

Depends. But my dad got it for half price. He has his ways

[jstone]

I suppose you have progressive insurance there too? I just purchased motorcycle insurance and they were MILES ($1000 a year) cheaper than anybody else I tried. I didn't believe the lady when she first told me...

[ANDREW]

lol i wish that were the price here but im guessing it will be somewhere around 400 bucks.

[carp]

Don't be afraid to shop around.I live in Michigan and a few years ago I was looking for ins. for a new fast sport bike('97 tl1000) and the first 4-5 places I called wanted $1300-$2600(the bike was only $7500 and I was over 40,no points,no accidents,no claims).That is a wide difference of cost for the same coverage.Finally I came upon a company that charged by the displacement of the engine instead of simply because it was a sport bike.I ended paying $475(that's what others wanted as the first payment) for the same coverage.So shop around,take notes,ask how they come up with the costs.Good luck.Carp

[SprEE*MP*]

I just turned 17 and I live in Canada also

I pay $86 a year and I got collision on mine. That's it.
I live in Alberta, so might give you a good price.

Hey, I'm in Alberta too!!, My insurance last year was $70, just liability, and this year it went up to $86...I'm with cooperators btw.

Andrew, which province u in? Are you sure its a "lsm"? because i know early this year the insurance was trying to get me to pay insurance for a "motorcycle" when in fact there's no way in * that a Spree is one. The reason they messed up is because for the liscence plate, it IS a motorcycle plate, so they register it as so, but somewhere on the paper they also state its a "moped". But thats for liscensing, not insurance. The difference in cost? well when they made that mistake, they wanted $196, they corrected it and now its only $86. And BTW, last year (when my insurance was $70) if i wanted collision, insurance would have been in the area of $400!!!!


I hope some of this info is usefull.

[Atis]

New York state, Elite 80, liability only, Geico, clean record: $100 year.

[slosquirrel]

I live on the Central Coast of California...

I own way to many two wheeled vehicles (5 scooters, 2 motorcycles), all of which have to be insured when I register them, so I usually bounce around the insurance from scooter to scooter depending on which ones registration is due.

I have the lowest basic coverage on all of my motorcycles and scooters. Currently the 89 Elite E, 99 Elite S, 03 V-Strom 1000, and WR 426 Supermoto are all insured under the same company for ~$80 a year. Im 24 with a lot of tickets when I was younger, but now only have 1 point on my record.

I think $80 is a great deal for my big bikes, but when I finally got around to insuring my scooters I was shocked that it's the same price

How can the justify charging the same amount for my 89 50cc scooter that does 30mph as they do for my V-Strom that I've taken up to 140mph?

[Lunytune]

How can the justify charging the same amount for my 89 50cc scooter that does 30mph as they do for my V-Strom that I've taken up to 140mph?

Maybe because they know you? Just teasing. It doesn't seem fair in one way, but in another way, you might just consider the rate a bargain for the big bike. We're lucky in Missouri on the 50's (no requirements), but my Helix only costs $75 a year. Compared to my cars, I consider that a bargain.

[Wheelman-111]

Greetings:

Adding Aero to a policy that had two Sportsters raised the annual premium a whopping $5.

[Lunytune]

Greetings:

Adding Aero to a policy that had two Sportsters raised the annual premium a whopping $5.

Would you introduce me to your agent. I just looked at what my wife paid for liability for my old hunting truck and didn't liike what they did to me this time.

[oliveskate]

I just turned 17 and I live in Canada also

I pay $86 a year and I got collision on mine. That's it.
I live in Alberta, so might give you a good price.

Hey, I'm in Alberta too!!, My insurance last year was $70, just liability, and this year it went up to $86...I'm with cooperators btw.

Andrew, which province u in? Are you sure its a "lsm"? because i know early this year the insurance was trying to get me to pay insurance for a "motorcycle" when in fact there's no way in * that a Spree is one. The reason they messed up is because for the liscence plate, it IS a motorcycle plate, so they register it as so, but somewhere on the paper they also state its a "moped". But thats for liscensing, not insurance. The difference in cost? well when they made that mistake, they wanted $196, they corrected it and now its only $86. And BTW, last year (when my insurance was $70) if i wanted collision, insurance would have been in the area of $400!!!!


I hope some of this info is usefull.

Wow, where do you live in Alberta?